Reviewing bank account statements during divorce ================================================ [Stephen Bence](https://vardags.com/solicitors/stephen-bence) | Chief Executive Officer | 1st September 2023 ![Reviewing bank account statements during divorce](https://vardags.com/images/pictures/_360/336af9ee00c7fca00dca3602febb9a71.jpeg)During a divorce process, each spouse is required to complete full financial disclosure using a standard form, the Form E. One of the standard requirements of the Form E is to provide details of all bank accounts, and one year's worth of statements for each account. Bank account statements can be a treasure trove of information. When I am reviewing them I am typically considering the following: **Hidden accounts** Are there transfers to or from other bank accounts that don't appear on the Form E? **Large payments *out*** Are there payments to unidentified destinations? Do these indicate 'parking'money on another individual until the divorce is over? Or the existence of a previously-unknown mistress? Or a gambling habit? **Large payments *in*** Are there receipts from unidentified sources? Do these indicate an undeclared job or a 'forgotten' bonus? Or perhaps dividends from undeclared investments? **Overall expenditure** Does the expenditure bear any relation to the expenditure budget provided with the Form E? If not, have the differences been explained? **Missing pages** Has the full year of statements been provided? If not, then this can often mean that the spouse is trying to hide a transaction that exposes non-disclosure. Once bank statements have been reviewed, we have the opportunity to pose questions to your spouse. Those might include requests to provide missing statements, details of hidden accounts, and explanations of large payments in/out of the accounts. If there is evidence of, or reason to believe there has been, non-disclosure, then we can ask for more years of bank statements. Sometimes everything can be fully explained, but sometimes enquiries like these reveal substantial undisclosed assets and income. For more information on non-disclosure, click [here](https://vardags.com/family-law/four-ways-non-disclosers-hide-their-assets) **If your are considering or going through a divorce, click below for a free initial consultation with one of our expert divorce solicitors.** [BOOK MY FREE CONSULTATION](https://vardags.com/contact "BOOK MY FREE CONSULTATION") "Ayesha Vardag - Britain's top divorce lawyer." ![The Huffington Post](https://vardags.com/images/logo/huffpost.png) "Ayesha Vardag - Woman of the Year"![GG2](https://vardags.com/images/logo/gg2-3.png) "Leading, Magic Circle law firm."Mr Justice Coleridge "A handful of firms dominate the so-called 'glamour' end of the market ... Vardags"The Times "One of the best divorce lawyers in the country"Marie Claire "Ayesha Vardag - 'diva of divorce' for the world's super rich" ![BBC](https://vardags.com/images/logo/bbc.png) "Dr Stephen Bence is a financial genius."Lewis Marks KC "Ayesha Vardag - the Queen of divorce"Daily Mail "Vardags brilliantly argued my case to a resounding victory"Pauline Chai (client) "Britain's top divorce lawyer" ![The Telegraph](https://vardags.com/images/logo/telegraph.png) More Divorce news ----------------- [Divorce is in your DNA, new research finds](https://vardags.com/family-law/divorce-dna-new-research-finds "Divorce is in your DNA, new research finds") [Why couples don't divorce in Russia](https://vardags.com/family-law/divorce-in-russia "Why couples don't divorce in Russia") [Reviewing bank account statements during divorce](https://vardags.com/family-law/reviewing-bank-account-statements-during-divorce "Reviewing bank account statements during divorce") [Ex-couple build global shoe brand on the heels of their divorce](https://vardags.com/family-law/exes-build-global-brand "Ex-couple build global shoe brand on the heels of their divorce") [In sickness and in health? Divorce and illness](https://vardags.com/family-law/divorce-and-illness "In sickness and in health? Divorce and illness") Articles by Stephen Bence ------------------------- [Reviewing bank account statements during divorce](https://vardags.com/family-law/reviewing-bank-account-statements-during-divorce "Reviewing bank account statements during divorce") [Finding hidden assets: the changing field of divorce finance](https://vardags.com/family-law/finding-hidden-assets-the-changing-field-of-divorce-finance "Finding hidden assets: the changing field of divorce finance") [Three ways to overcome non-disclosure](https://vardags.com/family-law/three-ways-to-overcome-non-disclosure "Three ways to overcome non-disclosure") [Four ways non-disclosers hide their assets](https://vardags.com/family-law/four-ways-non-disclosers-hide-their-assets "Four ways non-disclosers hide their assets") [Director Stephen Bence featured in the Global Banking and Finance Review](https://vardags.com/posts/stephen-bence-global-banking-finance-review "Director Stephen Bence featured in the Global Banking and Finance Review")