Private Client: a lesson in psychology ====================================== ![Private Client: a lesson in psychology](https://vardags.com/images/pictures/_360/7a6ab8e2910d3c4742a4fff484575b67.jpeg)Rebecca Adlington says in this week's *The Lady* that her greatest fear is death, which I find strange since death is not something that you can control. I prefer Russell Crowe's advice in the film *Gladiator*: "death smiles on us all, all you can do is smile back." Ms Adlington adds that her worst nightmare would be "being stranded in the middle of the sea." Although I am no psychologist, this to me clearly suggests a fear of lack of control, rather than of death itself. However, having spent two months adrift in the Atlantic, I may have a warped perspective. So much of a private client lawyer's role involves an appreciation of a client's psychology. Without understanding a person's background and fears it is impossible to give the appropriate advice. The main advantage of planning your family succession is that you give yourself the choice as to what will happen, rather than being left to the mercy of the choppy seas of the Intestacy Rules or family conflict. If you do not leave a will or set up any lifetime structures, the law dictates that your estate will be split according to what is deemed fair. This means that your spouse will not inherit all your estate if your sole assets are over £250,000 and you have children. Worse if you are not married or in a civil partnership: your partner will not inherit your estate unless you make a will or set up a trust for them before your die. When I was training at Leander rowing club, the head coach Mark Banks would roll out the mantra "fail to prepare, prepare to fail." It is fortunate that doing a basic will does not require four-hour daily training sessions, that leave you in agony and desperately gasping for air. A thirty-minute consultation is all that is required which, I can tell you, is nothing to be feared. "Ayesha Vardag - Britain's top divorce lawyer." ![The Huffington Post](https://vardags.com/images/logo/huffpost.png) "Ayesha Vardag - Woman of the Year"![GG2](https://vardags.com/images/logo/gg2-3.png) "Leading, Magic Circle law firm."Mr Justice Coleridge "A handful of firms dominate the so-called 'glamour' end of the market ... Vardags"The Times "One of the best divorce lawyers in the country"Marie Claire "Ayesha Vardag - 'diva of divorce' for the world's super rich" ![BBC](https://vardags.com/images/logo/bbc.png) "Dr Stephen Bence is a financial genius."Lewis Marks KC "Ayesha Vardag - the Queen of divorce"Daily Mail "Vardags brilliantly argued my case to a resounding victory"Pauline Chai (client) "Britain's top divorce lawyer" ![The Telegraph](https://vardags.com/images/logo/telegraph.png) More Wills & Trusts news ---------------------------- [Unending care costs and lasting power of attorney](https://vardags.com/family-law/unending-care-costs-lasting-power-attorney "Unending care costs and lasting power of attorney") [Feeling charitable? How donations to charity can offset your inheritance tax](https://vardags.com/family-law/donations-charity-offset-inheritance-tax "Feeling charitable? How donations to charity can offset your inheritance tax") [Private Client: a lesson in psychology](https://vardags.com/family-law/private-client-lesson-psychology "Private Client: a lesson in psychology") [Record number of court challenges to power of attorney arrangements](https://vardags.com/family-law/power-of-attorney-challenges "Record number of court challenges to power of attorney arrangements") [Man finds €3.5m worth of gold in his inherited house](https://vardags.com/family-law/man-finds-3-5m-worth-gold-inherited-house "Man finds 3.5m worth of gold in his inherited house") Articles by Christopher Hall ---------------------------- [Private Client: a lesson in psychology](https://vardags.com/family-law/private-client-lesson-psychology "Private Client: a lesson in psychology") [Court of Appeal awards adult daughter landmark award from her mother's estate](https://vardags.com/family-law/ilott-v-mitson-court-of-appeal "Court of Appeal awards adult daughter landmark award from her mothers estate") [High court upholds will in favour of handyman](https://vardags.com/family-law/will-favour-handyman "High court upholds will in favour of handyman") [Election promises on inheritance tax: £1 million tax free](https://vardags.com/family-law/election-promises-on-inheritance-tax "Election promises on inheritance tax: 1 million tax free") [The test for mental capacity when making gifts](https://vardags.com/family-law/test-mental-capacity "The test for mental capacity when making gifts")