Valuing Your House for Divorce

Why Property Valuation Matters in Divorce

For many couples, the family home is the most valuable asset in a divorce. Whether it’s a primary residence, a holiday home, or an investment property, the court must determine its value to ensure a fair financial settlement.

How Is a House Valued in Divorce?

There are several methods for valuing property during divorce proceedings. The most appropriate option depends on the complexity of the case, the value of the property, and whether both parties agree on the valuation.

1. Single Joint Expert (SJE) Valuation  

Courts often prefer the appointment of a Single Joint Expert - a neutral professional instructed by both parties. This expert provides an impartial valuation that carries significant weight in court.

• Parties must agree on the expert or submit a list of proposed valuers.
• If they cannot agree, the court may appoint one.
• Costs are usually shared unless the court directs otherwise.

2. RICS valuation 

A RICS-accredited surveyor provides a formal valuation known as a Red Book valuation. This is the gold standard for property valuation in legal proceedings.

• Offers a detailed, professional assessment
• More reliable than estate agent estimates
• Particularly useful for high-value or complex properties

3. Average of three property eSTATE aGENT valuation figures  

Some couples opt for three estate agent valuations and take the average. While this can be quicker and cheaper, it’s less precise and may not hold up in court - especially if there’s disagreement.

• Useful for informal negotiations
• Less reliable for contentious or high-value cases

When to Get a Property Valued

It’s best to obtain a valuation early in the divorce process, especially if:

• One party wants to remain in the home
• The property is being offset against other assets (e.g. pensions)
• There’s disagreement over the property’s worth

If you require an expert property valuation for your divorce proceedings, Vardags can help connect you to a qualified expert and defend their valuation in court. Contact Vardags today for a free initial consultation with one of our specialist divorce solicitors. 

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